Overview of Constituent Funds

Employers and employees have the different needs. That's why we offer complete flexibility by allowing you to choose from any one or a combination of our MPF Schemes, which provide different degree of comprehensiveness and flexibility. And, we offer those products on a "one-stop-shop" basis where all important services, including trust, investment management and administration, are provided on a coordinated basis.

# The following classifications of Risk/Return Profile for each constituent fund are determined by the Investment Manager, Principal Asset Management Company (Asia) Limited, based on past volatility (i.e. annualized standard deviation of returns) and relative risk levels among the constituent funds in the Scheme. The classifications of the Risk/Return Profile will be reviewed by the Investment Manager on an annual basis and are provided for reference only.

Principal MPF Scheme Series 800

Risk Classification#	Constituent Fund	Series 800
Low	Principal Capital Guaranteed Fund
	Principal MPF Conservative Fund
	Principal HK Dollar Savings Fund
Moderate	Principal Age 65 Plus Fund
	Principal Asian Bond Fund
	Principal Long Term Guaranteed Fund
	Principal Hong Kong Bond Fund
	Principal International Bond Fund
	Principal Stable Yield Fund
Moderate to High	Principal Core Accumulation Fund
	Principal Long Term Accumulation Fund
	Principal Global Growth Fund
High
	Principal US Equity Fund
	Principal Aggressive Strategy Fund
	Principal Asian Equity Fund
	Principal China Equity Fund
	Principal Hang Seng Index Tracking Fund
	Principal Hong Kong Equity Fund
	Principal International Equity Fund